Embarking on the journey to obtain your dream home is an remarkable endeavor. A key element in obtaining financing and navigating the real estate market effectively is understanding your credit score. This quantitative representation of your financial history plays a pivotal role in determining your ability to repay. Lenders employ credit scores

As financial experts predict a possible downturn, the housing market finds itself at a crossroads. Prospective buyers are eagerly watching to see how this shifting landscape will affect property values and affordability. Some forecasters anticipate a steep drop in housing prices, while others argue that the market will show modest fluctuations.